Your mortgage lender will arrange to carry out a valuation of the property, this is arranged by the lender but you will be paying for this through the arrangement fee they are charging you. However, this is not to be confused with a detailed survey that examines the structure and condition of the property. There are two main surveys that you can choose to pay to have carried out:
Full Structural Survey – this is advisable if the property is old or if you suspect that there could be potential problems.
House Buyers Report – a cheaper option that checks the visible health of the house and will recommend specific further checks is necessary.the contract for you..